Why our 401(k) Gives you an Edge
M.C. Dean gives you pension-style commitment with 401(k) freedom.
You're early in your career buying your first home
HOW: Choose your investment profile and contribution amount.M.C. Dean contributes 2% FREE annually*, even when you can’t — giving you an investment that compounds and is accessible under IRS rules.
Other plans: Benefits can be frozen the moment you’re no longer covered — it doesn’t grow from there. Meanwhile access is restricted until retirement.
You must move to take care of your aging parent
HOW: Your vested 401(k) savings — including vested M.C. Dean contributions — are yours and can move with you anytime.
Other plans: May require five years to vest and 15 years to qualify for early retirement. Once vested, your benefit stays with the plan and follows defined eligibility and payout rules.
You’re getting ready to retire and preparing for the future
HOW: You control when and how much you withdraw during retirement, and remaining balances can pass to beneficiaries.
Other plans: You receive formulabased payments. At death, a spouse may receive a reduced survivor benefit; otherwise payments die with you.