FREE Tax-Advantaged HSA $$$
Reduce healthcare costs today or build tax-advantaged savings that stay with you and continue to grow. With M.C. Dean’s free HSA contribution and employer match, you can receive up to $4,000 annually.
HSA (Health Savings Account)
A tax-free savings account available for employees enrolled in a qualified HDHP. This savings account is yours forever, you are immediately vested in all contributions, and there is no rollover limit.
Triple-Tax Advantage
A feature of HSAs: tax-free contributions, tax-free withdrawals for eligible expenses, and tax-free growth on investments in your HSA.
Contribution Limit
The IRS sets contribution limits to all HSA plans for the year, including both employee and employer contributions. In 2026, the employee-only limit is $4,400 and the family limit is $8,750. For 2027, the employee-only limit is $4,500 and the family limit is $9,000. These limits are updated every year and can be found on Learn About Benefits.
Match
M.C. Dean provides a dollar-for-dollar match for employee HSA contributions: up to $1,000 for employee only coverage and $2,000 for all other coverage.
Seed
M.C. Dean will provide an additional HSA contribution with no employee contribution required that will be dispersed weekly: $1,000 for employee only coverage ($25/week) and $2,000 for all other coverage ($50/week)